The real estate market has an ongoing need for Professional Land Surveying services. Real estate transactions have many potential risks to both the property owner/seller and the agents representing them. All agents should know that the way to reduce the risk of litigation and the chances of not closing on the property. Large sums of money are changing hands in a real estate transaction and a survey is of paramount importance. As Licensed Professional Land Surveyors, TerraViz Geospatial always provides a professional level of service to the agent, buyer, seller and financial institutions. Title insurance policies and land surveys present a critical problem in residential real estate transactions. Mortgage lenders require a home buyer to purchase a title insurance policy in the lenders name. This is called a Lenders Policy. Title insurance policies do not provide coverage for encroachments, easements and boundary line disputes which would be disclosed by a current certified survey. This is known as the Survey Exception. Mortgage lenders routinely do not require a Survey Endorsement to their loan policies, which limits the scope of the Survey Exception to the problems, disclosed by the survey. Home buyers should insist on Owners Policy with a Survey Endorsement.

Property surveys can provide useful information critical to a transaction:

  • Boundary demarcation.
  • Easements and right-of-way locations.
  • Public or private access information.
  • Zoning classifications.
  • Pertinent information required for proper communication with municipal agents.
  • Utility locations.
  • Existing improvements.
  • Essential in the formation of a legal description documents.

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